Choosing Better Medical Insurance

The news that you are expecting a baby can be a great source of joy for you and your family, but you may wonder how it will work with your current individual health insurance plan. Here are a few things you should know about your pregnancy and your health insurance plan. Pregnancy Is No Longer A Pre-Existing Condition In some cases, you may find out you are pregnant before your individual health insurance plan takes effect. [Read More]

Shopping around for health insurance and then choosing one is a huge commitment, and you want to make sure that you find the best one for you and your family. In order to ensure that you are getting the coverage that you would like, it is very important that you ask your potential health insurance provider certain questions. The answers to these questions will then help you to choose the exact type of coverage that you would like, and will allow to see if this insurance is a good fit for you. [Read More]

In recent years, concerns about the availability and usability of benefits, such as health, life, and dental insurance, have become increasingly rampant. The line between mandatory and voluntary benefits has become blurred, and surprising options are now provided by some employers. Therefore, it will be helpful to understand the basis of both types of benefits. Understanding Mandatory Benefits Mandatory benefits refer to the different types of insurance that the federal government believes every full-time worker in the United States is entitled to. [Read More]

New and small businesses should consider partnering with a professional employer organization. When you're overseeing a handful of people, it seems easy enough to run their payroll and fill out their employee forms yourself. However, here are a few things that may start happening: A handful of employees will turn into a few handfuls Employees will start demanding better access to their payroll data Employee health and wellness issues will increase Employees will start demanding more comprehensive benefits Employees will want auxiliary benefits (401k, life insurance, dental, etc. [Read More]